“Received GHS 30,000” is not a receipt. It is a note that proves nothing about what the money was for or what period it bought.

This is what you want instead.

The template

RECEIPT FOR RENT PAID IN ADVANCE

Receipt No: ____________          Date: ____________

RECEIVED FROM

Name:            _______________________________________
Ghana Card No:   _______________________________________
Phone:           _______________________________________

THE SUM OF

In figures:      GHS __________________
In words:        _______________________________________
                 _______________________________________

BEING

[____] months of rent paid in advance at GHS __________ per month,

for the premises at:

_______________________________________________________
_______________________________________________________
Digital address (GhanaPostGPS): ________________________

COVERING THE PERIOD

From:  ____ / ____ / ________
To:    ____ / ____ / ________

PAID BY

[ ] Cash   [ ] Bank transfer   [ ] Mobile money

Transaction reference: _________________________________

RECEIVED BY (LANDLORD OR AUTHORISED AGENT)

Name:            _______________________________________
Ghana Card No:   _______________________________________
Capacity:        [ ] Landlord  [ ] Agent  [ ] Attorney
Phone:           _______________________________________

Signature:       _______________________________________

WITNESS

Name:            _______________________________________
Phone:           _______________________________________
Signature:       _______________________________________

Why each field is there

The exact period. This is the whole point. A dispute about a rent advance is almost always a dispute about what period it covered. Start date and end date, written out.

The monthly rate and the number of months. So the arithmetic is visible and cannot be re-argued.

The property, with the digital address. So the receipt cannot be attached to a different unit. — GhanaPostGPS

Ghana Card numbers, both sides. Identifies exactly who paid and who received.

Capacity. If you are paying an agent or an attorney rather than the landlord, that must be on the record — along with the authority they are acting under.

The payment method and reference. A bank or MoMo reference is independent evidence. Cash leaves you relying on the paper alone, which is one of several reasons not to pay a large advance in cash.

A witness. Costs nothing, and materially strengthens the document.

Practical advice

  • Get the receipt at the moment of payment, not “next week”
  • Photograph it immediately and store the image somewhere that is not your phone
  • Keep the original somewhere dry and safe
  • Pay traceably. Bank transfer or MoMo, so there is a second record
  • Check the receipt matches the tenancy agreement — same property, same period, same amount

If the person receiving the money is not the landlord

Confirm their authority in writing before paying, and record it on the receipt. Paying advance rent to somebody without authority to receive it is the most common serious housing fraud in Accra. — Housing and land scams

The rent advance Tenancy agreement template