NHIS membership lasts a year and has to be renewed every year. An expired card is the same as no card at the hospital counter, so renew before it runs out.
On your phone: *929
- Dial *929# and choose renewal.
- Enter your NHIS membership number, from your card, or your Ghana Card details where it asks for them.
- Confirm the details it shows you.
- Pay the amount it asks for by MoMo.
The confirmation arrives by text. Members can also sign up for automatic renewal through the same channels, so the next year’s renewal happens on its own.
In the MyNHIS app
Download MyNHIS from the Google Play Store or Apple’s App Store, sign in with your Ghana Card, and renew from the app. It takes MoMo, bank cards and Visa, and shows when your membership expires.
At the district office
Take your Ghana Card and NHIS card to any NHIS district office. Do this if the phone renewal fails, if your details are wrong, or if you are changing category - turning 70, or becoming pregnant, both of which make you exempt from the premium.
What it costs
The premium for an informal-sector adult is graded by ability to pay and set by district, plus a processing fee; the phone menu and the app show the amount before you pay. Children under 18, adults from 70, pregnant women, SSNIT contributors and pensioners and the indigent pay no premium.
The NHIA sometimes runs free registration and renewal campaigns - one ran from 15 April to 31 May 2026 with no fee, no premium and no waiting period. Watch for the next before paying, if your renewal can wait.
Do not let it lapse
Renew more than 3 months after it expires and you are treated like a new member: cover starts again only after the 30-day waiting period. Put the expiry date in your phone’s calendar with a reminder a month before.
— NHIS: what it covers and what it does not — Linking your Ghana Card to NHIS — Hospitals in Accra